Do you struggle to make your money last until pay day? Are you using credit cards just to get by? Or are you trying to save for a house deposit, holiday or car and want to know how long it should take you to reach your goal?
There are lots of reasons to assess your current or future expenses and try to understand what your money is being spent on each month. For many people, the thought of preparing a budget can be daunting but it doesn’t have to be.
Go to Money Smart Budgeting to use this simple tool to take control of your finances. It should only take about 20 minutes but could make a big difference to your life.
For expert budgeting advice or more information about how you can save money, email us at Home Edge Finance or call us on (03) 9885 8831.