As you embark on one of your most important undertakings you can trust that our team of experienced professionals will help make the choices available clear to you. We understand that you already have enough on your plate when entering the property market for the first time. We will help guide you through the process and help to make sure that your home loan options are fully explained.
Whilst there are many options to consider it is important that you are fully informed about the key things that lenders will require from you when applying for your first home loan and the ways to achieve them, which may include a security guarantee from parents or other property owners willing to support you. And once qualified, we can then sort through the home loan products and packages available to match you to the most suitable.
We also understand, when you are starting out, that the lowest cost and lowest repayments available are extremely important, but that this is a short, medium and long term issue. Sometimes the honeymoon and basic rate products will be a good option but it may pay to compare these against the other options, such as fixed rate loans and professional packages to see if in the long run you may be better off. Your options and circumstances can be assessed and a thorough cost comparison done with the different features of the loans included in the discussion.
Of course, we will also be up to date and inform you of any relevant special offers being promoted by the lenders at any given time.